India's Largest Study Abroad
Funding Platform
Supported by MeitY, Govt. Of India - Funded 1 Lakh+ students
- Lowest interest rates
- Collateral-free options
- Loans up to ₹3 crore
- End-to-end assistance
Takes 2 minutes
WHY SETTLE FOR ONE BANK?
Let 20+ Lenders Compete for You
One profile, every offer. We match you to every lender and return with the best rates side by side - at zero cost.
LENDER
Axis Bank
Competitive rates · Easy process
9.50% p.a.
Walk-in: 10.00% You save 0.50%
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See all 20+ personalised offers - free
Two quick questions. No credit check, no phone number yet.
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No credit check
30 seconds
Zero fee
* Rates are WMS-negotiated and indicative. Actual rate depends on profile, lender approval, and collateral. T&C apply.
+ 17 more lenders →
WHY STUDENTS CHOOSE US
Everything Stacked in Your Favour
Compare 20+ lenders
One profile, every offer. Banks and NBFCs side by side so you never overpay.
Lowest interest rates
Our team negotiates on your behalf to bring down the rate lenders first quote.
Collateral-free options
Loans up to ₹75 lakh without putting up property or security.
Zero service fee
You pay us nothing - ever. We're paid by lenders, not by students.
Dedicated loan officer
One named expert with you from application through to disbursal.
Visa & university support
Guidance that goes beyond the loan - right up to your departure.
NO PROPERTY? NO PROBLEM
Non-Collateral Education Loans Up to ₹1.5 Cr
- No security or property
- 100% digital process
- Higher approval chances
- Quick disbursal
0%
Hidden charges
100%
Safe & secure
4.8/5
Rated by students
EDUCATION LOANS BY COUNTRY
Choose Your Dream Destination
USA
Loans up to ₹1 Cr
Explore loans →
UK
Loans up to ₹80 L+
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Canada
Loans up to ₹70 L+
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Germany
Loans up to ₹45 L+
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Australia
Loans up to ₹80 L+
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Ireland
Loans up to ₹50 L+
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France
Loans up to ₹50 L+
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New Zealand
Loans up to ₹50 L+
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EDUCATION LOANS BY COURSE
Funding Tuned to Your Programme
SIMPLE 6-STEP PROCESS
From Eligibility to Disbursal
1
Check eligibility
Quick online assessment
2
Compare offers
From 20+ lenders
3
Choose lender
Pick the best offer
4
Upload documents
Easy digital submission
5
Get approval
Quick sanction
6
Disbursal
Funds to university
Check your eligibility for FREE →
No impact on your credit score · Zero service fee
26,000+ SCHOLARSHIPS
Find the Scholarship You Qualify For
India's largest scholarship database - updated weekly. Every scholarship is verified, filterable, and linkable to a WMS loan for the remaining amount.
Partial Funding
Education Future International Scholarship - USA & Non-USA 2026
Partially funded scholarship, Open to Indian nationals. Study at Universities in all the countries, except India. Award: INR 2 lakhs to INR 10 lakhs.
Fully Funded
DAAD ERP Study Scholarships for Graduates of Economics and Business Administration 2026
Fully funded scholarship, Open to Armenia, Azerbaijan, Belarus, Georgia, Kazakhstan, Kyrgyzstan, Moldova, Russian Federation, Serbia, Tajikistan, Turkmenistan, Ukraine and Uzbekistan nationals. Study at Institutions in Germany. Award: Monthly living stipend + Annual study allowance + Other benefits.
Partial Funding
Humane Studies Fellowship at George Mason University 2026
Partially funded scholarship, Open to all nationals. Study at Any university worldwide. Award: Varies .
Fully Funded
The Gates Scholarship 2026
Fully funded scholarship, Open to citizens or permanent residents of the US. Study at Any accredited US university. Award: Tuition+fees+books+Housing and food, and may include additional personal costs. .
Partial Funding
Fulbright Scholarships For Norwegian Students 2026
Partially funded scholarship, Open to Norwegian Students. Study at Universities in USA. Award: NOK 200,000.
Partial Funding
University Research Fellowship by The Royal Society 2026
Partially funded scholarship, Open to all nationals . Study at University/Research Institutions in United Kingdom . Award: Salary + costs and research expenses + other benefits.
Partial Funding
Centaline Charity Fund Scholarship 2026
Partially funded scholarship, Open to Permanent residents of Hong Kong. Study at Anywhere across the world. Award: Varies.
Partial Funding
RLS Scholarships in Germany 2026
Partially funded scholarship, Open to Egypt, Libya, Lebanon, Tunisia, Yemen, Jordan, Morocco and Iraq. Study at Universities across Germany. Award: varies.
Partial Funding
Postdoctoral Fellowships at British Academy 2026
Partially funded scholarship, Open to all nationals (subject to conditions). Study at Institutions in the UK. Award: 80% of salary costs, directly allocated and indirect costs.
Fully Funded
Harvard University - Academy Scholars Program in US 2026
Fully funded scholarship, Open to all nationals . Study at USA. Award: a stipend of USD 80,000 .
Partial Funding
Women in Aviation International Scholarships 2027
Partially funded scholarship, Open to all nationals (female). Study at Women in Aviation Chapters in US. Award: Varies.
Partial Funding
CNR Building Futures Scholarship 2026
Partially funded scholarship, Open to citizens of Western Canada (British Columbia, Alberta, Manitoba or Saskatchewan) . Study at Post-secondary institutions around the world. Award: Varies.
Partial Funding
Boehringer Ingelheim Fonds (BIF) PhD Fellowships 2026
Partially funded scholarship, Open to all nationals. Study at Research institutions in Europe (including Turkey, Israel). Award: Monthly stipend + travel allowances.
Partial Funding
Energy Impact Scholarship by EIT 2026
Partially funded scholarship, Open to all nationals . Study at Europe. Award: Up to 19,000 per year Euros.
Fully Funded
Sir Edward Youde Memorial Scholarships for Overseas Studies 2027
Fully funded scholarship, Open to Hong Kong permanent residents. Study at Any accredited overseas university/institution outside Hong Kong. Award: Up to HK$280,000 per year.
Partial Funding
OECD CRP Research Fellowships 2027
Partially funded scholarship, Open to nationals and permanent residents of countries participating in the Co-operative Research Programme . Study at Institutions in another member countries of the Co-operative Research Programme. Award: Up to euro 650 per week allowance + travel and other allowances.
Fully Funded
Helmut-Schmidt-Programme Master’s Scholarships for Public Policy and Good Governance 2027
Fully funded scholarship, Open to applicants from developing countries. Study at Host Institutions in Germany. Award: Stipend + Study and research grant+ Other benefits.
Partial Funding
Pinnacle Foundation Scholarship 2027
Partially funded scholarship, Open to LGBTQIA+ Australian citizens or permanent residents. Study at Universities across Australia. Award: up to AUD 9,000.
Partial Funding
Karolinska Institutet Erasmus + Traineeship 2026
Partially funded scholarship, Open to EU and Norways, Iceland, Liechtenstein, Croatia and Turkey Nationals admitted at UG level program at Karolinska Institute. Study at Any university or organization in EU/EEA. Award: Varies.
Fully Funded
Boehringer Ingelheim Fonds MD Fellowships 2026
Fully funded scholarship, Open to students studying in Germany. Study at Renowned research laboratories across the world except their home institution and city.. Award: Monthly payment + Travel allowances.
Partial Funding
The Institute of International Education’s Scholar Rescue Fund (IIE-SRF) 2026
Partially funded scholarship, Open to international students. Study at Partner Universities worldwide. Award: Up to $30,000 with health insurance and relocation expenses.
Partial Funding
Thomas Wall Trust Grants for Individuals 2026
Partially funded scholarship, Open to the UK nationals. Study at Educational Institutions in the UK. Award: Varies.
Partial Funding
KAAD Central, Southeastern and Eastern Europe Programme 2026
Partially funded scholarship, Open to citizens of countries in Central Europe, Eastern Europe, South-Eastern Europe, Central Asia, and the Caucasus. Study at Recognized universities and higher education institutions in Germany. Award: Varies.
Partial Funding
KAAD Scholarship Programme 2 2026
Partially funded scholarship, Open to citizens of developing and emerging countries in Africa, Asia, the Middle East, and Latin America. Study at Recognized universities and higher education institutions in Germany. Award: Varies.
Fully Funded
The Adveniat-KAAD Scholarship Program 2026
Fully funded scholarship, Open to citizens of countries in Latin America and the Caribbean. Study at South, Central, and North America, the Caribbean, and Europe universities. Award: Tuition fee + Living allowance + Travel expenses + Other benefits.
Fully Funded
Hull Marshall Scholarships 2026
Fully funded scholarship, Open to citizens of the United States of America. Study at UK universities. Award: Full tuition fees + Maintenance/living expenses + Airfare.
Partial Funding
KAAD Scholarship Programme 1 2026
Partially funded scholarship, Open to citizens of developing and emerging countries in Africa, Asia, the Middle East, and Latin America. Study at Recognized universities and higher education institutions in Germany. Award: Varies.
Fully Funded
The Northcote Postgraduate Scholarship 2026
Fully funded scholarship, Open to the UK nationals. Study at Universities in Australia. Award: Living expenses + Flight tickets + Tuition fees.
Partial Funding
The Mary Trevelyan Hardship Fund by International Students House 2026
Partially funded scholarship, Open to all nationals. Study at Higher Education Institutions in London. Award: About GBP 400.
Partial Funding
Arnold O Beckman Postdoctoral Fellowship 2027
Partially funded scholarship, Open to citizens and permanent residents of US. Study at Any U.S. college, university or institution which offers postdoctoral fellowships and holds a 501(c)(3). Award: USD 224,000 over 2 years for salary.
Partial Funding
RSPCA Australia Sybil Emslie Animal Law Scholarship 2026
Partially funded scholarship, Open to Australian nationals. Study at Law schools in Australia. Award: AUD 2,500 + certificate.
Partial Funding
Dementia Grants Program 2026
Partially funded scholarship, Open to permanent residents of Australia or New Zealand. Study at Any Australian university. Award: Varies.
Partial Funding
Baden Württemberg Ministry of Science, Research and Art, Mathilde Planck Lectureship Program (MPL) 2026
Partially funded scholarship, Open to all female nationals. Study at Universities in Germany. Award: Remuneration.
Partial Funding
Leverhulme Trade Charities Trust Postgraduate Bursaries 2026
Partially funded scholarship, Open to UK residents. Study at Educational Institutions in the United Kingdom. Award: GBP 5,000 per year.
Fully Funded
AP Ambedkar Overseas Vidya Nidhi Scholarships for SC students 2026
Fully funded scholarship, Open to students from Andhra Pradesh. Study at Universities in the USA, Canada, UK, Singapore, Australia, Germany, New Zealand, Sweden, Netherlands, France, Denmark, Russia, China, Philippines and Kazakhstan. Award: up to INR 10,00,000/-.
Fully Funded
Klassik Stiftung Weimar Fellowships 2026
Fully funded scholarship, Open to all nationals. Study at Institutions in Germany. Award: Upto EUR 1,500 per month + Free accomodation.
Fully Funded
Fulbright New Zealand General Graduate Awards 2027-28
Fully funded scholarship, Open to New Zealand nationals. Study at Universities in the US. Award: Up to USD 50,000 + other benefits.
Partial Funding
Sanders Prize in the History of Early Modern Philosophy 2026
Partially funded scholarship, Open to all nationalities. Study at Any institutions across the world. Award: USD 5,000.
Partial Funding
Maharaja Sayajirao Gaikwad - SARTHI Scholarship Scheme 2024
Partially funded scholarship, Open to Maharashtrian students only . Study at Any foreign university . Award: Ranges between 30-40 lakhs.
Partial Funding
State Scholarships For Slovenian Students 2026
Partially funded scholarship, Open to applicants of Slovenia. Study at Any university around the world. Award: 100.64 euros.
REAL STUDENTS, REAL STORIES
Trusted by Thousands of Dreamers
I would like to express my sincere gratitude to Vaishnavi pothula from WeMakeScholars for her outstanding support in securing my education loan for my Master's studies in Germany.
We MakeScholars is India's largest education finance platform, funded and supported by the Ministry of Electronics and Information Technology, Government of India, under the Digital India campaign. It assists students in securing international scholarships and education loans to study abroad.
Throughout the entire process, Vaishnavi was extremely professional, responsive, and supportive. She patiently guided me through every step, clarified all my doubts, and ensured that the loan application process was smooth and hassle-free. Her dedication, timely follow-ups, and expert guidance made a significant difference in helping me achieve my goal of studying abroad.
I truly appreciate her commitment and willingness to go the extra mile to assist students. Thanks to her efforts, I was able to secure my education loan with confidence and peace of mind.
I highly recommend WeMakeScholars and especially Vaishnavi pothula to any student seeking assistance with education loans for higher studies abroad.
"Thank you, Vaishnavi, for your exceptional support and guidance. Wishing you continued success in helping students achieve their dreams."
I was able to secure education loan with confidence and peace of mind
I had a great experience with Government-funded Wemakescholars during my education loan process. Rakesh Korepu guided me throughout the journey, helped with documentation, explained the loan process clearly, and supported me until my loan was approved. His timely guidance made everything smooth and stress-free. I sincerely thank Rakesh Korepu and highly recommend Wemakescholars to students seeking education loan assistance.
I had a great experience with Government-funded Wemakescholars
I’m very glad to write about Utkarsh Mishra. He is the person who helped me after my loan sanctioned from Incred bank and he is the post sanction officer of mine who really guided me each every step from disbursement letter to loan amount disbursement, I was really facing delays from bank about my disbursement letter so he directly contacted the bank officers to bank managers. Sometimes I was calling bank and they were not picking my phones so I was calling him every time and tell him the situations and within minutes I would get call back from the bank officers about my queries, to be honey, Utkarsh bhai bohat hi humble and kind he, mene kabhi bhi call kiya and he picked my phone and answered and I know one time he was out of working hours but mera kam urgent tha to Utkarsh bhai ne immediately mera loan disbursement ka kam kiya. I really want to thank you Utkarsh bhai for your dedication and help !!
They helped me after my loan sanction
I had a great experience with WeMakeScholars throughout my education loan process. A special thanks to Pramod, who guided me at every step with patience and professionalism. He was always available to answer my questions, explain the process clearly, and provide timely updates. His constant support and follow-up made the entire loan process smooth and hassle-free. I truly appreciate his dedication and commitment to helping students. Thank you, Pramod, and the entire WeMakeScholars team, for making my education loan journey stress-free. I highly recommend WeMakeScholars to anyone looking for education loan assistance.
I had a great experience with WeMakeScholars
I had a great experience with WeMakeScholars throughout my education loan process. My loan was successfully sanction, and the entire journey was smooth and hassle-free.
A special thanks to Financial Officer Palak Gupta for the constant support, timely updates, and professional guidance at every stage. She was always available to answer my queries and helped me choose the best loan option based on my requirements.
Being a government-supported organization, WeMakeScholars provides genuine, transparent, and student-focused assistance without any unnecessary complications. Their expertise and dedication made the loan process much easier than I expected.
I highly recommend WeMakeScholars to every student looking for an education loan. If you're planning to study abroad and want the best loan guidance, WeMakeScholars is definitely the right platform. Thank you to Palak Gupta and the entire WeMakeScholars team for making this process seamless!
Their expertise and dedication made the loan process much easier
I had a fantastic experience with WeMakeScholars! My education loan was sanctioned at a 9.65% interest rate. A huge thanks to Financial Officer Palak Gupta for her constant support, timely updates, and expert guidance. As a government-supported platform, they made the entire process transparent and hassle-free. I highly recommend them to any student planning to study abroad!
I had a fantastic experience with WeMakeScholars!
INDIA'S MOST-WATCHED YOUTUBE SERIES ON EDUCATION LOANS
Started and hosted by WMS co-founder
Damini Mahajan
Co-founder & CEO, WeMakeScholars
When students couldn't find straight answers about education loans, Damini started filming. 200+ videos and 10 million views later - India's most-trusted resource on study-abroad financing.
10M+
Total views
150K+
Subscribers
900+
Videos
WE ARE APPRECIATED BY
Recognised at the Highest Levels
From the NITI Aayog to AICTE, India's most important institutions have recognised WMS as a force for educational access.
2016
January
NITI Aayog
SOCIAL IMPACT RECOGNITION
WeMakeScholars wins top honour from NITI Aayog
Recognised as India's top social-impact education initiative at the 5th Annual Forum for Social Enterprise alongside Sam Pitroda.
AK
Amitabh Kant
CEO, NITI Aayog
SP
Sam Pitroda
Advisor to the Prime Minister
2017
October
AICTE
MoU Signing · New Delhi
GOVERNMENT PARTNERSHIP · MOU
WeMakeScholars signs MoU with AICTE
Formal partnership with All India Council for Technical Education to spread higher-education financial awareness across Indian colleges.
AS
Prof. Anil D. Sahasrabudhe
Chairman, AICTE
REFERRAL PROGRAMME
₹
50,000
/ total bonus
Help a friend fund their study-abroad dream. You earn up to ₹3,000 per successful referral. Get up to a maximum of ₹50,000.
- Earn up to ₹3,000 per successful referral
- Share via WhatsApp, Facebook, or any channel
What should you do now?
1
Share your unique referral link
Share your unique referral link with friends/ Facebook communities/ Whatsapp groups.
2
Your peers apply for their Education loan
Your peers apply for their Education loan to WeMakeScholars using your unique link.
3
Get your referral bonus of up to ₹3,000
Get your referral bonus of maximum Rs 3000 per successful referral. The referral bonus is given once they take their disbursement.
4
Do it all over again
Do it all over again until you get a total referral bonus of Rs. 50,000.
Your Dream University is Closer Than You Think
Check your education loan eligibility for free and get matched with the best lenders - in under two minutes.
Check your eligibility for FREE →No impact on your credit score · Zero service fee
India's best abroad education loan provider
WeMakeScholars is recognised as one of India's best abroad education loan providers, giving students access to 20+ trusted banks and NBFCs in one place. Whether you plan to study in the USA, UK, Canada, Australia, Germany or anywhere else, we help you secure a collateral-free or secured education loan at the lowest interest rate and the highest sanctioned amount - at zero service fee. Our funding experts compare every offer, negotiate on your behalf and stay with you from your first eligibility check right through to disbursal.
Compare and secure the lowest education loan interest rates
Instead of walking into a single bank and accepting whatever it offers, you can compare education loans from leading lenders such as SBI, HDFC Credila, ICICI Bank, Axis Bank, Bank of Baroda, Avanse, Auxilo and InCred side by side. We match your academic profile, target country and course to the right lenders, so you always see the most competitive interest rates, processing times and loan amounts before you decide.
Collateral-free education loans for study abroad
Worried about pledging property? Our collateral-free education loans offer funding of up to ₹75 lakh without any security, with a 100% digital process and quick disbursal. From MBA, MS and MBBS to engineering, data science and pilot training, we arrange financing tailored to your programme and living expenses - so a missing co-applicant or property never stands between you and your study abroad goals.
Scholarships and end-to-end study abroad support
Beyond loans, WeMakeScholars gives you free access to information on 26,000+ international scholarships worth over $2 billion, plus guidance on student visas, SOPs, cost of living and university selection. With end-to-end assistance, transparent advice and no hidden charges, we make studying abroad affordable and stress-free for ambitious Indian students. Choose WeMakeScholars - the best abroad education loan provider for your global dreams.